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Welcome To the Chicago Regional Council of Carpenters benefit funds

Our continuing mission is to provide you with comprehensive, quality health and retirement benefits. This remains our commitment to you. Your Future Our Focus

The Board of Trustees is pleased to announce the following Welfare Fund enhancements to help participants during this time:

Extension of active plan eligibility for the quarter March 1 – May 31, 2021

For those individuals who have significantly reduced hours due to the COVID-19 pandemic, the Committee approved one additional quarter of eligibility. The following restrictions apply:

  • You must have been Eligible for Active plan benefits for the March 1, 2020 coverage quarter (excludes self-pay, COBRA, and the Low Cost Medical Plan)
  • You must have last hours credited from a contributing employer for work performed in 2020 (excludes anyone with last hours through disability credits)
  • Excludes retirees in pay status as of March 1, 2021
  • Excludes individuals under a collective bargaining agreement or participation agreement which provides month-to-month coverage
  • Excludes employees of the Fund Office or Regional Council whose employment ended in 2019, 2020 or 2021
  • Excludes deceased participants
Extension of Reduced Hours Requirement in 4-Quarter Look Back Period

Effective for the March 1, 2021 Coverage Quarter, the 4-quarter hours lookback requirements will continue to be reduced from 1,000 hours to 750 hours and, for Apprentices, from 760 hours to 500 hours. The following restrictions apply:
  • Excludes Retirees in pay status as of the March 1, 2021 Coverage Quarter
  • Excludes individuals under a collective bargaining agreement or participation agreement which provides month-to-month coverage
  • Excludes employees of the Fund Office or Regional Council whose employment ended in 2019, 2020 or 2021
  • Excludes deceased participants
Extension of 25% reduction in continuation of coverage premiums
  • COBRA and Low Cost Medical Plan premiums are reduced by 25% through December 31, 2021
Learn more about the extension of certain deadlines during the pandemic, COBRA elections/payment and appeal filings, by reviewing our notice.

Additional Benefits for Union Members

Have you heard of the Midwest Coalition of Labor (MCL)? This organization was founded to provide Union members free access to certain services such as roadside assistance, legal advice, residential property tax appeals and credit consulting and repair. You can also receive deep discounts or flat rates on personal services, like tax preparation and legal fees.

In addition, the MCL has partnered with SSDC Services Corp., a national advocacy firm specializing in Social Security Disability Insurance Benefits and Medicare coordination. SSDC identifies where you or your dependent(s) are eligible and becomes your Advocate for filing and obtaining these benefits.

Only Union members can access these benefits!

Check out the MCL Retiree Brochure or the MCL Active Brochure for details!

Missed our latest Pre-Retirement Webinar? The recording is available to view!

Click Here to view the recording of our last pre-retirement webinar which focuses on pension options and retiree health benefits. Materials are also available for you to print or download:
CRCC Pre-Retirement Webinar (presentation slides)
Pension Information
Health Benefit Information
Beneficiary Forms

Limited Office Access: The Fund Office will not be hosting in-person meetings for members here at our office. As always, help with applications is available via telephone; please call (312) 787-9455, to schedule a phone appointment. During this period of precautions, we will now accept scanned copies or photos of documents necessary to complete your benefit applications and to provide coverage to new dependents (marriage licenses, birth certificates, driver’s license, etc.). Once completed, applications should be sent via First Class mail

We hope you and your loved ones stay healthy.


  • Welfare Fund – Summary of Material Modification – February 2021
  • Summary Material Modification - Supplemental Retirement Fund
  • Annual Enrollment for Adult Dependents – Retiree Plan – April 2021
  • Retiree Health Benefits – Dental and Vision Open Enrollment – April 2021
  • Retiree Health Benefits – Cancellation Forms – Retiree Dental and Vision – April 2021
  • Welfare Fund – Summary of Material Modification – November 2020
  • on the Level Newsletter – Winter Edition – December 2020
  • on the Level Newsletter – Retiree Edition – September 2020
  • on the Level Newsletter – Fall Edition – September 2020
  • on the Level Newsletter, Summer Edition – June 2020
  • on the Level Newsletter, Spring Edition – April 2020
  • Notice of Extension of Deadlines COVID-19
  • Summary of Benefits and Coverage Notice (SBC) and the Uniform Glossary of Terms
  • Summary Annual Report for the Welfare Fund
  • April 2020 Welfare Fund Summary Material Modification
  • Specialty Pharmacy Copay Assistance Program Effective May 1, 2020
  • Welfare Fund – Summary of Material Modification – February 2020
  • Introducing your Health Reimbursement Arrangement!
  • Health Dynamics Video, Locations and Contact Info

Read more
                


  Click here to read Your Right to Receive A Copy of the Welfare Fund’s Notice of Privacy Practices.

  Click here to check out the Chicago Regional Council of Carpenters website.

  Click here to connect to the Apprenticeship & Training website.
 
 

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